Diff. in MY mortgage/fico score

Discussion in 'Credit Talk' started by cfand3boyz, Jun 12, 2002.

  1. cfand3boyz

    cfand3boyz Well-Known Member

    Just received a report from loan officer with the mortgage scores:

    When I pulled them the same day the scores were:
    EQ- 695
    EX-684
    TU-772

    The scores the loan officer sent are:
    EQ- 695
    EX- 679
    TU-680

    So there is a BIG difference between the score that TU gives us and the one that they give lenders. I'm not sure what the cut-off for a good score vs bad score with the report that they give lender's though. Anyway, just thought I would share since people always want to know the difference in the one they pull and the one lenders pull. Talk to you all later!
     
  2. ohnostuck

    ohnostuck Well-Known Member

    Most prime rate mortgage rates require 680 for middle score. You JUST made it. Congrats!
     
  3. Calypso

    Calypso Well-Known Member

    It irritates me that the TU score is not representative.

    How do they get away with that?


    Isn't the whole idea to let consumers know what they are reporting?

    I'm in favor of small government, but this makes
    me want new legislation.
     

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