I've got a "transferred" mortgage and a new credit card reporting on Experian. My score dropped from 664 to 632....not to mention increased credit debt ratio. How long until the new accounts stabilize/improve my credit score? I hope it's not 6 months...or a year...
I disagree...I've seen my score go down due to a new account and then back up within 2 months, and significantly if it improves your ratios...but then again we are talking RNG LOL
<bump> Anymore inputs? ...or as Solzy mentioned...Is this a "lost cause"... http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=193109#post193109
