sat. judgement not gone!! LKH?

How did they verify it belongs to you, What procedures did they use, who did they contact - name, address and phone # to recieve this information etc.

How they sent you procedures is BS. Tell them to try again.

 

You have to be specific with them, remember we are dealing with morons here, they get worse pay then McDonalds.

 

The question is not has it been paid, but has the status been changed in the court records? Quite often the lawyers don't bother to do this.

 

You need to check with the court.

 

Judgements are matters of public record. They are different than CC accounts. There is nothing to verify other than that the public record exists. There is no person, address etc. to contact.

You need to go to the court house and obtain a copy of this record and verify it's accuracy. If it is paid, verify that it is recorded this way. If it is not, take steps to get it changed or vacated.

 

Ender, you don't get it. You can pay it and the person/lawyer who took you to court may not have updated the record. That may be the problem. In my case, the lawyer had sent the info to the court, but the court misplaced it and the record had not been updated. We are giving you good advice, but do as you please.

 

Equifax looks at 3 things to verify a judgement. Your name, address, and your SS#. 2 of the 3 must match in order for them to verify it. The only way for it to get removed is to make sure your SS# isn't on the judgement, and that the name or address on the judgement doesn't match. Most judgements don't include your SS#, but if the name and address on the judgement matches, the only way to get it off is to have the judgement vacated.

Gib

 

I never have been able to get a public record removed, but I had sent docs that proved it was mine (I sent the proof that it was satisfied to the CRA's) that was long before this board ever came into existence.

Others have gotten them off in one dispute. I eventually got mine vacated, because it should never have been there in the first place.

Do you have grounds for getting it vacated?

 

ender,

the cra still has to provide accurate info on your credit report. if you paid it and you know it and you have proof from the court clerk, then you should be okay.

they have to give you the procedure used to verfiy.this was a part of my lawsuit because the cra wouldn't report the judgment as paid (saying they verified it twice) and did not respond to procedure requests. so yes a lawsuit is an option. states have different procedures on getting lawsuits vacated. in my state., you have to do it within 18 months of the jdugement.

 

If the CA isn't going to dispute it, you can file a motion on most any grounds. If the CA doesn't have a representative show up, you will win the motion to vacate by default.

Gib

 

When a judgment is satisfied, the creditor has an obligation to notify the court that it is satisfied. I wonder if the fact that they didn't report it satisfied would be good enough reason to have it vacated?

 

LKH, she says it is being reported as satisfied. I thought this was her issue also, but apparently, it is being reported with correct status, she was disputing the deatils in an effort to get the judgment off her report - I think, hahahahaha!!

 

Ender, technically, there is a time limit to vacating a judgment except for certain reasons. One is improper service, and the other is that the disputed debt (or whatever it is) was paid prior to the judgment being filed.

My case was the latter of these, and the lawyer who filed the judgment against me signed a joint motion to vacate. I got an attorney to do it for me, total cost (varies by location) was a little over $400. Mine was a dsipute with an eye doctor who had sold me glasses and contacts I could not use, and was refusing to fix them. He had already been paid over $400 and I still owed $200+ - we settled the dispute, but his attorney did not dismiss the case. His error, so he signed the motion.