I want to apply for a credit which should it be my credit is not that good at all. I was approved for 1st Premier. But I am curious to see if I can get approved for another one.
Congrats on getting that card, but if your credit is not good at all, you should probably try to fix the "bad stuff" first. It will allow you to later get a better card and get out of subprime territory.
I have been fixin but i am just curious to see............any suggest of cards that i may qualify for??
Tea, I urge you to resist the urge to "see". If your credit isn't good, the priority should be working on the negatives. If you continue to apply and possible be denied, the lower your score, the more inquiries hurt your score. You didn't mention what your scores are now, but like the other poster said, I'd wait until your credit improves.
:-D You're welcome for the support. I have been in your situation and it's so hard to *not* wait (ask Mark LA). But it's equally devestating to get the denial letter and equally upsetting to see your score tank for inquiries. Just hold on for a few months!
good advice Sweet I soooo feel tea's pain. Be strong, Be brave. Resist temptation! (I mean regarding cc applications . al lthe other stuff in life - feel free
so what is the hit for an inquiry and rejection? 1 -6 -10pts? I paid off a car loan (sold car) and dropped 15pts!! Hard to understand sometimes!
For some weird ass reason it seems as though the cra's like to see an installment loan on file. i've read hear about others who paid off their car loan and saw their score drop. i dunno why.
