Since I started visiting this board I learned about pfb and how powerfull it can be. I just got my Shell gas card because of reconsideration through pfb. The following is what I was able to obtain thanks to all of the good advise I read here: B of A - $1000 ( pfb reconsideration) Shell - $200 (pfb reconsideration) Cap1 - $900 ( was 500 but pfb, Mr Cooke did his thing and raised it) Target visa - $500 (equifax dispute trick) My credit profile is looking alot brighter these days, I don't think it will be long now until I am in prime land. Thanks to all of you. Equifax - 665 ( was 530 on 4/15/02) Experian - 585 ( real score, I am in mortgage business so I get to see my real score, credit expert says 615, was 521 on 4/15/02) TU - 655 ( was 595 on 4/15/02)
Hi dimitri, hate to hijack the thread, but I would love to see what my "real" score is for mortgage purposes..how can I do this w/o having a hard on my report?
Try creditexpert.com, creditwatch.com for EX and EQ. Order a report from Transunion and your score will be included most of the time. Charlie
Equifax dispute trick - put everything in dispute/investigation then apply. I think you have to apply within 24-48 hours of the dispute. If I'm wrong, someone correct me!
I can't find Retailers National Bank or anything for Target concerning CC's. Who did you send your letter to?
