This is probably a dumb question, I know I saw this on the board not to long ago but when a person disputes with the CRA the CRA sends what to the CA or OC? Is it a UDF...could someone explain the process...getting ready to tackle the final hurdle and this would be most helpful!!
Ok, I can answer some...at least my experience with some, if it is a CA reporting, that is who the "verification" will go to. (Assuming they actually do it)...if it is a OC reporting, it would go to them. I feel stupid but I have no idea what the other initials stand for.
I think there is something that the CA or OC fills out, in some instances I believe it's a document asking them to list whatever...but I believe there is also somekind of electronic filing...???
When I recently challenged the CRA for not reinserting a good tradeline (OC has sent 2 UDFs!), they told me that they could not because the OC did not use the dispute response form. What nimrods! I bet if it was even more derrogatory, they would have reinserted! LOL
