Love, I am sending you a virtual "kiss" for finding and sharing this website. These case laws are just the thing I need to help with my potential lawsuit. Thanks again.
In Brady v. Credit Recovery: Because the FDCPA does not include the terms "dispute" or "disputed debt" in the section devoted to definitions, see 15 U.S.C. § 1692a, we look first to ordinary usage. In ordinary English "dispute" is defined as a "verbal controversy" and "controversial discussion." Webster's Third New International Dictionary (3d ed. 1971). Clearly, the ordinary usage of "dispute" does not contemplate a writing. See id. Defendants argue that a writing requirement should be implied from other sections of the statute and from context. We address these arguments. So those CAs that claim it must be in writing are wrong! Thanks Love for the link.