Well, as you may recall (or may not as the case may be) I started my journey around October 16, 2001 or so with 18 delinquencies showing on Equifax, 12 delinquencies showing on Experian and 11 on TransUnion. Today, two lawsuits in US District Court against one OC (settled), one CA (settled), one CRA (ongoing) and eight months later, I have ZERO delinquencies on any of my reports Yup...that last account updated and the late pays were deleted!!!!!! I am SO excited!!!!! Its done! My scores aren't great right now as my ratios are really bad and I've opened a ton of new accounts in the past three months and closed several others. I'm hoping it will stabilize over the next month or two and I'll hit the 700 club. BUT...its a heck of a lot easier to pay down credit cards than it is to deal with bad credit Thank you all who contribute to this board L
Re: Yeeeehaww!! Thank you CN I did Oh, whyspers, that is FANTASTIC. Way to go!!! (Your website ProSeLitigant.com should be a don't-miss site for everyone, in case somebody new reads this.) Doc
Re: Yeeeehaww!! Thank you CN I did Congrats to You !! Next stop 700 club on the way to the 800 club.. JohnM
Re: Yeeeehaww!! Thank you CN I did L- That is AWESOME!!!!! I see many online instant approvals in your future! Hey give Citibank a recon call
Stories like this keep me going!!! Congratulations! But please stick around to help all of us trying to follow in your footsteps! (By the way, your website is a Godsend!)
whyspers, Congratulations!! I know that you put a lot of your heart and soul into your great accomplishment, and with your website you are doing a great service for others who are on the same journey. I am really happy for you. Charlie
Re: Yeeeehaww!! Thank you CN I did Sheesh, that's because I posted the wrong url. Here's whyspers's terrific site: http://www.proselitigant.net It's ProSeLitigant.net (rather than .com). Doc
Re: Yeeeehaww!! Thank you CN I did congrat's guess what, I am filing lawsuit on second cra next week! thanks for all your help. i have a long way to go to get to where you are, but i am on the way!
Re: Yeeeehaww!! Thank you CN I did C O N G R A T U L A T I O N S !!!!!!!!!!! I'm really happy for you! Your hard work finally paid off! It's really great to see things worked out for you. Keep plugging away, don't let Experian off easy.
Re: Yeeeehaww!! Thank you CN I did Completely AWESOME! You are an inspiration to us all in frstrationville! **<SMILE>** Your hard work has paid off!