One. I am in Michigan. SOL is 6 years. What are the odds of Citi coming after me for a 1200 balance (they decided to add interest 2 months ago making it about 2200) from 98? Two They also mailed me fake statements that they said they sent every month for all these years. Yeah right. That was their validation...whatever. Should I assume that they do not have my signed contract? Three THANK GOD I DONT LIVE IN RHODE ISLAND! The SOL there is CRAZY! Opps I forgot. This all started when I got a letter from an outside collection agency. I requested validation and they sent me a letter that they were sending it back to citi.
Ok did Citibank contact you? And you said you recieved a letter from the collection agency saying they will not longer collect on it or they no longer own it? copy that letter and send to all the CRAs that are posting that information to your credit report and get it deleted.
I got the 30 day letter from the collection agency. They had just got the account. I am not sure if they bought it or what. I never asked. I responded to the letter within the 30 days, so it was never placed on my credit report. It is there with Citi. Then Citi contacted me and I told them to mail me whatever they want, but I do not talk business on the telephone. They mailed statments all with the same address on them (I moved 3 times) and after 2 years of no activity and no charges they add a thousand dollars. BTW- The amount the collection agency noted was the original 1200. Thanks
