Warning!!

Discussion in 'Credit Talk' started by cavent2, Jul 8, 2002.

  1. cavent2

    cavent2 Well-Known Member

    Warning...with all this talk about CITI approving people w/ 500 scores. I advise anyone with these scores to seriously reconsider before applying. I applied online (for the wrong card initially) and ate 2 inquiries costing me 18 points on my report. I don't have the card and my score is down. It may take me months to recover from that....
     
  2. GEORGE

    GEORGE Well-Known Member

    I only got CITIBANK PLATINUM SELECT because I did the BDD...

    I have been DENIED (for years) even for "PRE-APPROVED" applications with F.I.C.O. scores 686-711.
     
  3. Mirage

    Mirage Well-Known Member

    Don't foget about their black ball list as well.

    Best regards,
    Mirage
     
  4. uniondiva

    uniondiva Well-Known Member

    really, if you read all the posts of the citi bdd, you will see that the type/age of derogs and positive accounts will make a difference. if you had a bk or charged off citibank, will make a difference also. my score is 600's but i have not applied.

    i know it is tempting, especially when you have been waiting for so long, but really waiting and researching help you get the best chance of approval.
     
  5. GEORGE

    GEORGE Well-Known Member

    I'VE NEVER HAD ANY "BADDIES" BUT ONLY COULD GET CITIBANK WITH THE BDD...

    Somebody here suggested I was on the BLACK BALL LIST because I closed my 2 accounts, years ago...(ONCE YOUR A CUSTOMER~~~CUSTOMER FOR LIFE...DON'T CLOSE YOUR ACCOUNTS)
     
  6. cavent2

    cavent2 Well-Known Member

    Thanx, you're right..I'm learning, but the hard way..I think I'll take a break for a while and see what "fowler and fowler" (credit restoration can do). So far, I'm disappointed in them. But maybe I'm being unrealistic about my expectations???????? I'm just sick and tired of having "bad credit"..I WANT A HOUSE!!!!!!!!!...(sob, sob)
     

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