Hey there Sloopy, welcome.. I am mostly a newbie myself... I spend about 7 hours weekly reading the boards trying to educate myself on credit and how to fix my poor credit..
Welcome Sloopy! Oh wait.... I'm a bit of a newbie myself... but I've been lurking in the shadows for almost a year now.... muahahahaha!!!! ahem... *cough*
WELCOME!!!! WELCOME!!!! WELCOME!!!!! Lots of great info. on this board read the FAQ section and the dictionary it will give you some insight. Ask questions, there's ALOT of knowledgable and supportive people here.
Quixote: Truth be told - I realized that the moment after I hit the submit button - but it was too late - and i got that sinking feeling you get. say, when, you drop a "delete those darn inquiries" letter to a cra in the mailbox and seconds later you realize there were a few more inquires you should have asked to be deleted. Sigh. "ahem... *cough*
Hehehe.. My bad guys: 1. Detroit Red Wings 2. LA Kings 3. Every OTHER NHL team but mine.. sorry, couldn't resist! heheheh