Does this hurt. I have 4 cards with lower limits all with 0 balances reporting NA for limit and amoint owed on EX
N/A FOR CREDIT LIMIT ALWAYS HURTS...(EVEN IF YOU HAVE A $0 BALANCE)... In the REAL world all the LIMITS help you have a lower DEBT TO CREDIT LIMIT RATIO...then you have a higher F.I.C.O. score!!!
Thanks for your help George. You always seem to be one of the only to respond. I like your answers they are short and sweet!
CHECK THIS OUT!!! CARD 1) $500 CARD 2) $700 CARD 3) $500 CARD 4) $200 CARD 5) $900 CARD 6) $500 CARD 7) $2,000 CARD 8) $5,000*** CARD 9) $10,000 CARD10) $20,000 $40,300 TOTAL LIMITS BUT SAY ALL OF THEM HAVE N/A FOR THE CREDIT LIMIT EXCEPT CARD 8) $5,000 WHICH IS MAXED BECAUSE OF A 0.00% FOR 13 MONTHS... IN THE "REAL WORLD" YOU ARE @ 12.4% DEBT TO CREDIT LIMIT RATIO...BUT IN THE "N/A WORLD"...YOU ARE 100%~~~A REAL F.I.C.O. KILLER!!!
Citibank is reporting N/A on XPN updated as 09/01 now! And I'm losing over 30K limits on my XPN report, this competitions is bad business for consumers, whats next??? Herman
Send a copy of your bill with the CREDIT LIMIT HIGHLIGHTED...it works for some... THEY MUST REPORT 100% COMPLETE AND 100% ACCURATE!!! N/A IS NEITHER!!!
