Just checked my TU score i know its not the real fico but this is a huge deal to me SCORE-607 finally 600's from 477.... Secondly, Sued a CA July 18, 2002 for FDCPA violations(still waiting on judges decision) but i sent the same CA an intent to sue for FCRA violations for another 2,000 and gave until Aug 5, 2002...Well Monday was d-day and low and behold fed ex shows up at my door.. A letter from the CA atty stating that they will remove both tradelines from all CRA's if i stop the next small claims suit.... I said that would be fine with me and i will hold the small claims suit until i receive copies of the UDF's that show these tradelines deleted, and he said i will fed ex them to you overnight... Feels kinda good to have the power for once...
Ohh say can you see................ God Bless America............There is some justice for the people the laws were written to protect.. !!!!!!!!!!!!!!!!!!!!!!!!!!!!
Hey neo what ever happend with UCB. They are jerking me around again after stating they would send me a settlement letter last tuesday. It has now been 8 days and nothing received. I called them and they told me now they sent it our thursday and it would take 2 weeks to get to me. I live 3 hours away from them so give me a break. I emailed them again(they called after the first time I emailed) and I told them delete by 3 tomorrow(wednesday) or I file at 3:30. I think they are jerking me around because they have no proof of the debt and the 30 day validation is well over with. Part of me wants them to just fold and delete and the other part of me wants to take them to court. I have spent like 20 hours preparing my case and I am dying to try it out.
File it. I guarantee you'll get an answer. I would make them pay at LEAST $1,000 and court costs for your trouble.
Yep I filed against them friday. Also, since the president signed a dunning letter after I sent a cease and desist letter I also sued him which means he has to show up(snicker). In Akron the max damage is only $3000 but before you go to court they make you go to a mediation session which is set for sept 21(a saturday). Pretty much the president and his lackeys have to give up their saturday and show up here which is about 3+ hours away. Then if things are not worked out they will have to show up again for court which unfortunately is a magistrate. Those guys seem to always favor business but if I lose(which I of course will since I doubt the magistrate understands the fcra and the fdcpa) I can then appeal to a judge which means the president and his lackeys have to show up to court again. all this for a $83 bill in which they make probably $20 tops profit. It will be their word with absolutely no proof against my taped conversations and receipts.
I don't think that they will show up for the mediation. So, YOU WIN!!! I just hope that the judge gives you the max! Charlie