I recieved a Household Bank with "up to" $1000 LOC in the mail. So did my wife. $19 app fee, no security required. Is this different than the Best Buy double credit app deal where it's easier to get the Household CC than the Best Buy CC? I heard in the news Household overstated thier earnings by millions, so I'm wondering how that will impact the cardholders... Any ideas?
Just this week I applied for their affliate card Orchard and I got it. It has a $19 fee and the CL is $300. If you find out any other info about their earnings please advise.
tea, this is all I know, from a news release today: By Kathleen Day and Krissah Williams Washington Post August 15, 2002 ... Household International Inc., an Illinois-based consumer finance company, for example, said a recent review by its new auditor revealed problems with how it accounted for its third-party credit card marketing relationships. The result: It had overstated its profits by a total of $386 million over nine years. Household noted the changes it made were the result of a review by auditor KPMG, which it hired in March after firing Arthur Andersen. Hopefully this won't impact consumers...
I get charged $69 yearly which they will not wave no matter how good a customer you are. I started out in 1999 with $300 limit and today with no lates at all I am at a $850 limit and they just dropped my apr to around 15% and still will not wave the annual $69 fee. BTW it is blue card. Is it the same for everyone else?
I recently got a pre-approved offer for a Household Mastercard (blue bubbles design) $39 annual fee, 18.9 APR, credit line up to $1500. One month ago I canceled my Orchand Bank Mastercard. I started with a $500 credit line and then one year later I was at $1100 credit line. Good card over all but hated the $79 annual fee. I canceled the card because of the super high annual fee. I tried three times to get them to waive the $79 annual fee and they would not do it.
Hi My hubby got the pre-selected off (with the blue bubbles too).. his scores are pretty low....to whoevver has this card..did they pull a soft inquiry before sending the offer ? I noticed no soft inquiry is showing on hubbys so we are going to dispute a few things and then try if a few things get deleted before the offer expires..(no sense in trying if it will just waste an inquriy) BTW...this offer prompted me to re check my hubbys equfax (we are in Ca and the "list" says thats who they pull) and low and behold not one CA who send me a letter saying the acct will be deleted from eq were deleted off...!!! watch these suckers and make sure they astual delete what there supposed too.... Jamie
