Getting burned ~ advice? (long)

Discussion in 'Credit Talk' started by Gregory, Aug 15, 2002.

  1. lbrown59

    lbrown59 Well-Known Member

    I'm talking about a photocopied check that was passed off as the original and presented to the bank for payment.
     
  2. lbrown59

    lbrown59 Well-Known Member

    1*If the check is good and the bank pays it the bank sends it to the writer of the check when they send the account holder their monthly account statement .
    2*If the check bounces it is sent back to the person who the check was written out to,

     
  3. lbrown59

    lbrown59 Well-Known Member

    The first person Greg.needs to show the check to is the check writer.
     
  4. lbrown59

    lbrown59 Well-Known Member

    1*You can't send the original check when the check copy has been forged either can you?
    2*-4*Picture this:Judge lets see the check
    Plaintiff presents allegded bounced check.
    Defendant presents original blank check. Case Closed!
    5* this is why check copies don't fly with me.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    If something like this has never happened to you don't knock it till you try it!!

    LB 59

     
  5. breeze

    breeze Well-Known Member

    Feels so good to miss those posts, hahahahaha!!!

    I'm with you keepmine, bad check writers who made a mistake run to the bank with the money and make good right away. If they don't have the money they call you and explain and make arrangements.

    Accepting a check for payment is not the same as extending a person credit. The states that make it a crime are right on the money.


     
  6. lbrown59

    lbrown59 Well-Known Member

    quote:
    --------------------------------------------------------------------------------
    Originally posted by keepmine
    lb59
    I have no earthly idea what you're talking about.
    -------------------------------------------------------------------
    I'm talking about a photocopied check that was passed off as the original and presented to the bank for payment.lb59
    Of course breeze wouldn't know that because she didn't read my post so the best she can do is the following ^^^^^^^^^^^^^^^^^^---Feels so good to miss those posts, hahahahaha!!!
    I'm with you keepmine, bad check writers who made a mistake run to the bank with the money and make good right away. If they don't have the money they call you and explain and make arrangements.
    Accepting a check for payment is not the same as extending a person credit. The states that make it a crime are right on the money. Breeze
    =============================
    Her comments didn't have a D** thing to with what i was talking about because she is keeping herself ignorant with the ignore button.lb59



    LB 59

     
  7. KHM

    KHM Well-Known Member

    Ignorance is having a billion posts and still not knowing how to PROPERLY use the quote button. She most likely has better things to do with her time than to try and decipher what you are trying to say and who you are saying it to or about.
     
  8. breeze

    breeze Well-Known Member

    Not just ignorant, blissfully ignorant. I intend to continue that way, thank you. :D



    Thanks KHM!!

     
  9. lbrown59

    lbrown59 Well-Known Member

    That being the case she should keep her mouth shut when she has no idea what she's replying to.
     
  10. Gregory

    Gregory Well-Known Member

    Update:

    I went to the check writerâ??s bank this morning and presented the check. The teller called over a supervisor who said funds were available. I signed my name to this form and they filled in the rest. The teller gave me a certified check for the full amount. I immediately went to my bank and did the deposit! :) :) :)

    I appreciate everyones input and advice on this matter. But I have something thing to say to lbrown because I got totally offended by your posts:

    Just because you MAY have had a bad experience with someone passing off a photocopy to your bank doesn't mean I WOULD. You claim that I should show the maker the original check â?? I sent him a copy of the original - repeatedly! On my final attempt to collect before I sent it to the agency, I had a notary certify that the copy (front and back) was from the original instrument! Having the original is the only leverage I have in collecting! I did get the full amount of the check â?? but who has to eat the return check charges on MY account (29 X 2 (redeposit) = 58.00)! How dare you insinuate that I would â??forgeâ? a copy and send it to the maker!
    Let me ask you this: you work and expect to be paid â?? your employer gives you your paycheck and it bounces â?? twice! Wouldnâ??t you be upset! Would you turn around and give your employer the original check back?

    Greg
     
  11. jrjr35

    jrjr35 Well-Known Member

    I'm glad everything worked out for you Greg.
     
  12. Tuit

    Tuit Well-Known Member

    So happy you got your money Greg....so sorry bout the fees they sure hurt. Too bad the banks can't just add them to the person writing the bad check's account.

    Not fair at all.

    Tuit :)
     
  13. GEORGE

    GEORGE Well-Known Member

    WHY DON'T YOU TAKE THESE PHOTO COPIES TO THE ATTORNEY GENERAL AND HAVE THEM FILE CRIMINAL CHARGES!!!

    This has gone on too long!!!!!!!!!!!
     
  14. GEORGE

    GEORGE Well-Known Member

    ...and it is getting OLD...
     
  15. KHM

    KHM Well-Known Member

    I second that!! LB you slam Breeze for speaking what I'm sure 90% of us who read this thread (and many others) were thinking.

    Like George said bring them to the AG.

    Side note- Maybe if you explained it entirely instead of in bits and pieces we would understand
     
  16. lbrown59

    lbrown59 Well-Known Member

    1*Didn't say you would.
    In 1995 Ohio Bell did exactly that to me with 5 of them. Last month Sprint did it 3 times.
    Ohio Bell hit me with 5 15.00 dollar bounced check fees on the fake checks.I still have the 5 original blank unused checks that Ohio bell screwed me on. Why would I accept faked copies from Oh Bell as proof of returned checks? These aren't the only incidents of
    this happening to me.
    2*See N0.1
    3*This can't be done when there is no original check. Personally I would not accept such certification. With me it's the original or no dice.
    4*The original can always be shown to the check writer without the payee loosing the leverage to collect, unless of course the payee doesn't have it.I have never had to make good on a check without seeing the original check.
    If you're concerned about loosing collection leverage keep a copy of the check.
    5*Here is a tip to avoid this in the future. Cash the check first then deposit the money.
    You could have avoided the second $29.oo fee by collecting on the check like you just did.
    6*I suggested you show the guy the original check to strengthen your case not to imply anything about you.
    LB 59

     
  17. lbrown59

    lbrown59 Well-Known Member

    Good Idea george.
    Who do I file against.?
     
  18. lbrown59

    lbrown59 Well-Known Member

    1*Fees like those are very easy to avoid as I explained in another post in this thread.
    2*They did add them to the guys account.
    3*I agree with this 100%.You should never be held accountable for somebody elses checking account.
     
  19. lbrown59

    lbrown59 Well-Known Member

    1*Look Greg:
    We both got screwed on a check deal gone wrong.
    I didn't get offended at you because it happened to you so why should you get offended at me because it happened to me.

     

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