As for me, I want/need to pay off my $5,000 Wells Fargo Bank Visa balance and not apply for any new credit until I have. Then I want to apply for the Mens Wearhouse CC, the Sears Mastercard and the Target Visa. Then I think I'm done applying for new credit. I want my scores to be 700+ minimum. What are your credit goals?
Clean reports. I want to line up a WLOC to invest in real estate. Cash offers are more readily accepted than offers contingent on financing. I own one property outright, and recently purchased a bank repo we are now living in. 30k equity in this one. Not much, but it's a start. The WLOC is simply a means to continue investing. I want to retire from my current job in 5 years. I don't want to have to work for someone else until I am 65. (41 now) Gib
Get authorized user charge off , off my Experian CR. Clean up hubbys report to the extent I can to raise his score past the low 606 FICO he presently has by getting new accounts added (Did that) and disputing CRA's , writing good will letters and paying off what we owe. We want to buy a house at a good rate in two years.
Get one collection (6 years 9 months) off TU (Last neg. Woooo Hooooo!!) Start looking for mortgage/house in November.
Just trying to get 700 minimum on all reports. Also to never get turned down for credit again. Plus never to be in debt again.
Clean up my reports, pay off debt, and buy a house! Also I would like to re-establish my relationship with American Express.
700 on all reports.. to get amex along with other prime tl. To have citi by christmas.... to never be in that 'credit hell" again.
To get all the Credit I can get so I Make a Great MOVIE & pay them off,also I want to be Rich .VERY RICH !!!!!!!!!!!!!!!!!!!!!!! VERY <VERY,VERY RICH!!!!!!!!!!!!!!!!!!!!!!!!
hey BRENDA.. can I be in your movie? topic: anyhow I am newly married for almost 18 months... i am not planning on any major purchases for a while now but we hope to buy a house in about 5-7 years and hopefully have kids in the next 2-3 years so before all of that happens I want to correct/clean up my credit report and maintain my good spending/saving habits. Once I clean it up I would love to learn about investing money as well. I have been doing this for a few months now and I find myself talking to anyone and everyone about credit repair.
I started my serious credit repair over a year ago in preperation for the purchase of our home. My goal now is to stay in the 700 club so I can have the peace of mind that in the event of an emergency I have the ability to obtain credit without the hassle of dealing with these sub-prime rip off artists.
1. Get a Blue, or ANY American Express card. 2. Get a Dell computer loan. 3. Be able to call Capital One and tell them I don't need their 'subprime heck card', and they'll be so sorry to lose my business, that they'll beg me to stay and give me a 'real' credit limit. In reality, I would love to close them but I have had them for awhile. ;-) 4. Get the kind of house I want, with a decent interest rate. 5. NEVER let myself get into this mess again. I know better now.
Get rid of judgment, Scores greater than 720, a auto loan (van) and a House at the lowest aprand maintain good credit so I can get this credit monkey off my back. [I messed up student loans ]
2 months: Get credit cards paid off. 6 months: Pay off remaining collection and my new Dell computer loan. 9 months: Be free and clear of all derogs 12 months: Clear hubs credit After: Graduate, Get a decent job, Buy a house!
TO HAVE THE BEST CREDIT I CAN POSSIBLY HAVE! Seriously, to pay off all my debt, get rid of all my derogs, get a house, and start working for myself.
Clean all derogs off all credit reports. Get and Maintain scores of 700 or above. Qualify for a mortgage at a reasonable rate by 1/2003 and be able to obtain credit when I apply without denial anxiety.
