Hi all, I asked about the LOC at http://www.safewayselectbank.com/english/index.html yesterday, which seemed excellent to me (prime + 1%, no fees), though they only offer $10K initially. Somone also mentioned that they were pleased with US Bank. Was hoping I could solicit other members to post the best UNSECURED LOCs out there, and any info they have on credentials, etc. Also, other sites where these products are discussed or rated would be most welcome too. TIA, Dave
Mine is thru Washington Credit Union. 5K at 13%. no fees. I'll have to check into the Safeway one! Great terms! Greg
Re: Post your fav pers LOC here ple 1. Amex Blue 17.5K 10.9% 2. Bofa MC Plat 12K 10.9% 3. First USA Readers Digest Plat MC 12K 9.74% It seems to me that Bank of America are Fusa are generous with initial credit lines. I've listed Fusa only as my third favorite - even tho they gave me my lowest apr at the moment - because I 've only had them for a month or so - and after reading other people's horror stories - I'm still a bit wary. Amex - in my case - were extremely conservative with lines in the beginning but "reward" you with much higher cl offers down the line after a year or so of high usage (and quick paying off of balances) on their cards. Unless you're GEORGE. Of course.
Re: Post your fav pers LOC here ple I vote for Chase and AMEX. Chase 4 lines totalling 50k, AMEX 2 lines totalling 90k. www.creditsense.com
Re: Post your fav pers LOC here ple Thanks for all the replies! And PDoc, you're a nice guy too Do lmk if Amex cash rewards gave you 6 months 0%. Sounds like safeway is tough to beat on terms. Will look forward to hearing other ideas.
Re: Post your fav pers LOC here ple That's a nice one Platinum, do you have a link or phone # for that offer?
Re: Post your fav pers LOC here ple Beware FUSA -- they will raise your rate, and cut the limit at the first opportunity. They suck.
