Forgot to mention that all of my work has been through online disputing. I have written no one, nor have I spoken with a live person. The Equifax increase (134 points), can i use the term "bumpage" here, however was less than a 1 month period (after finding this website).
Started in 12/01 with 550's or so and now in the 600 club. Started with $500 in credit and have $3500 now. Several derogs remain but expect to be clean in 12/02. I took several months off too.
Thanks Mike. I started with TU at 495, EX at 560 and EQ around 560 or so. TU is now 635 (can't figure why its still so low unless they put more emphasis on credit utilization than the others), EX is at 662 and EQ fluctuates between 660 and 682. L
I did a BK CH 7 in 1997. Now: Trans Union: 736 05/09/02 E-Loan: 656: 07/21/02 Equifax: 673: 05/02/02 Experian: 643: 02/01/02 I hope to be in the 700 club by 03/01/2003.