655 Equifax Florida - Need credit c

Discussion in 'Credit Talk' started by jobtimer, Aug 21, 2002.

  1. jobtimer

    jobtimer Well-Known Member

    Equifax 655 , FLORIDA I need a credit card

    Hello everyone,

    I know you get questions all the time about who pulls who and what score you need etc .

    Well here is another one.

    My score is 655 with Equifax, I have one charge off left on my credit from 1997 (Exxon card $ 67.00)

    I have a car loan that was opened in April last year for 10,000 R1 status and a secured load that is TOO NEW To Rate.

    I have 0 inquires in the pass 6 months

    According to Equifax if I get a revolving account my credit score will jump up to 35 points


    Can someone one please tell me what credit card they recommend for this situation for retail and credit card.
    I havenâ??t seen a updated version of my other two CRA's so I'm not depending on them.

    Believe me I want to be responsible with my credit, the only reason I want a couple of cards is because it is very hard to travel and rent cars. I am looking for a credit limit of $1000

    Please someone help me.


    Thank you so very much for everything. If there is anything you ever need please let me know.
     
  2. cma

    cma Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    Try Capital One or Providian. I've had good luck with both. I've also heard Orchard Bank CC (by Household) is a good starter.

    Cap1 can pull either Experian or Equifax for me (i'm in Kansas)

    Providian pulled Experian, and Household pulls Equifax. (again, if you live in Kansas)
     
  3. jobtimer

    jobtimer Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    Thank you Mike
     
  4. donna8284

    donna8284 Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    In FL Target (RNB) pulls EQ and your score should be high enough for the visa (if not you should get the guest card atleast)
     
  5. jobtimer

    jobtimer Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    Ok everyone ,
    Here is the news....................drum roll please .............. aproved for Target Guest Card $200 . wow my first store card in 5 years . I owe everyone so much for your help .

    PS it cost me 1 point .. well worth it


    Thank you once again everyone
     
  6. Geo

    Geo Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    Amex Starwood or hilton
     
  7. bailey

    bailey Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    I think those scores are too low for either of those 2 cards:(
     
  8. suedan217

    suedan217 Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    Congrats on the new credit.
     
  9. jobtimer

    jobtimer Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    thank you so very much
     
  10. charlieslex

    charlieslex Well-Known Member

    Re: Equifax 655 , FLORIDA I need a credit card

    With a EX 700 you should have no problem getting a card. Try www.millcbs.com. It isn't completely accurate, but you can get a general idea. Charlie
     

Share This Page