Equifax 655 , FLORIDA I need a credit card Hello everyone, I know you get questions all the time about who pulls who and what score you need etc . Well here is another one. My score is 655 with Equifax, I have one charge off left on my credit from 1997 (Exxon card $ 67.00) I have a car loan that was opened in April last year for 10,000 R1 status and a secured load that is TOO NEW To Rate. I have 0 inquires in the pass 6 months According to Equifax if I get a revolving account my credit score will jump up to 35 points Can someone one please tell me what credit card they recommend for this situation for retail and credit card. I havenâ??t seen a updated version of my other two CRA's so I'm not depending on them. Believe me I want to be responsible with my credit, the only reason I want a couple of cards is because it is very hard to travel and rent cars. I am looking for a credit limit of $1000 Please someone help me. Thank you so very much for everything. If there is anything you ever need please let me know.
Re: Equifax 655 , FLORIDA I need a credit card Try Capital One or Providian. I've had good luck with both. I've also heard Orchard Bank CC (by Household) is a good starter. Cap1 can pull either Experian or Equifax for me (i'm in Kansas) Providian pulled Experian, and Household pulls Equifax. (again, if you live in Kansas)
Re: Equifax 655 , FLORIDA I need a credit card In FL Target (RNB) pulls EQ and your score should be high enough for the visa (if not you should get the guest card atleast)
Re: Equifax 655 , FLORIDA I need a credit card Ok everyone , Here is the news....................drum roll please .............. aproved for Target Guest Card $200 . wow my first store card in 5 years . I owe everyone so much for your help . PS it cost me 1 point .. well worth it Thank you once again everyone
Re: Equifax 655 , FLORIDA I need a credit card I think those scores are too low for either of those 2 cards
Re: Equifax 655 , FLORIDA I need a credit card With a EX 700 you should have no problem getting a card. Try www.millcbs.com. It isn't completely accurate, but you can get a general idea. Charlie
