Bumpage working or is it?

Discussion in 'Credit Talk' started by ohnostuck, Aug 23, 2002.

  1. ohnostuck

    ohnostuck Well-Known Member

    I don't get why my "bumpage" is not working like everyone elses??? Here is what I have at the end of my report and how it is being bumped.



    12/27/2001 PRM-Upland Mortgage
    12/12/2001 PRM-Ameriquest Mortgage
    12/04/2001 Equifax - Disclosure
    12/04/2001 Equifax Consumer Services
    12/04/2001 Equifax Consumer Services-SP
    11/28/2001 PRM-Upland Mortgage
    11/27/2001 PRM-Consumer Portfolio Services
    11/22/2001 Mobil/MBGA
    11/22/2001 Equifax Consumer Services
    11/22/2001 Equifax Consumer Services-SP
    11/16/2001 Equifax Consumer Services
    11/16/2001 Equifax Consumer Services-SP
    11/15/2001 PRM-Chase Manhattan
    11/13/2001 Equifax-Auto MTNC Update
    10/30/2001 ID-Equifax Consumer Services, Inc
    10/30/2001 Equifax Consumer Services
    10/26/2001 ID-Equifax Consumer Services, Inc
    10/16/2001 Equifax - Disclosure
    10/15/2001 PRM-Ameriquest Mortgage
    09/07/2001 PRM-Upland Mortgage
    09/05/2001 AR-Fingerhut National Bank


    These are what got bumped today with my two pulls

    10/26/2001 ID-Equifax Consumer Services, Inc

    11/13/2001 Equifax-Auto MTNC Update
     
  2. GEORGE

    GEORGE Well-Known Member

    YOU "SKIP" THE AR'S AND PRM'S...THEY TAKE 1 YEAR...
    These should have been your BUMPAGE...

    10/16/2001 Equifax - Disclosure
    10/30/2001 Equifax Consumer Services
    ***(ID-Equifax Consumer Services, Inc) stays for one year also I guess***
     
  3. ohnostuck

    ohnostuck Well-Known Member

    So what does that mean? It is not working?
     
  4. GEORGE

    GEORGE Well-Known Member

    IF SOMETHING IS "BUMPED"...IT WILL STILL BE CLOSER TO THE NEXT "HARD" FOR BUMPAGE...(even if something is SKIPPED)...
     
  5. kustomkat

    kustomkat Well-Known Member

    it will bump certian softs I havent found it to be in any paticular order..

    in fact it bumped so newer inqs and then some older ones...

    i held steady at 152 to 153 inq but this week i have jumped to 155 all week...

    kev
     
  6. GEORGE

    GEORGE Well-Known Member

    It just goes "NORMAL" for me from the BOTTOM UP skipping AR'S and PRM'S...
     
  7. ohnostuck

    ohnostuck Well-Known Member

    My "magic" number is 124
     
  8. picantel

    picantel Well-Known Member

    It is going the same as mine. You have 3 more days until a hard gets nailed.
     

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