I applied almost 2 weeks ago for the GM card. It was the same day that I found out Target had closed my visa on me. I got the Target card reopened and then got a $700 increase this week. (thanks to om). I was approved for the gm card - $5000 cl , 9.9 % apr , 0 % first 6 months. I called just now before activating the card. I told them I needed an increase to do a bt. They gave me another $2000 before I even activated the card. Yeehaaww.
That is great. I think I will call them too...they only gave me $1500. I just activated the card yesterday.
I had: Eq: 653{Only because I had some disputes going on}....they pulled Eq because GM uses Household bank.
Want to share this with members of this Board! Just got approved online for this GM Card... Don't Know the CL limits, yet... But thanks to everyone that had help me to get a Prime Card, by Posting their situations, and how its being handle.. Started Last year w/ 5 collections, 4 differents 30 days late, some 60 days late, and 2 90 days late including student loan ( haven't figured out how this one dissapeared, did everything.) Now the only thing left is one 30 days late from HRS USA( lost payment) and one Paid CA..(going to tried Goodwill on it) But thanks to everyone that has posted in this FANTASTIC-BOARD. EQ===> 653 EX===> 651 TU===>545 ????? Never understood why so low
Looks like GM is the easiest prime card to get scorewise. The only thing is with the rewards I don't buy GM. What is the max $ that you can put towards a purchase and are the points transferable? Charlie
voodoo if you dont mind me asking, how much total cc debt and credit lines do you have? i have about the same scores as you but a LOAD of cc debt (about 17k) thanks!
just applied online and got this message: Thank you for responding online. We are processing your application and you can expect to hear from us within 10 to 14 business days by mail. Should you have any questions regarding your application, please e-mail us at apply@gmcard.com or call 1 877 277-0948, Monday-Friday between 6:00 AM and 5:00 PM (Pacific Time). Please take a few minutes to browse our website to see the benefits that are available to you as a GM Cardmember. Once you receive your card, register for Online Account Access to get quick, reliable service: View your current and past statements online Pay your bill online Choose email alerts you would like to receive Check your recent transactions Looks kind of positve, I usually get a flat denial from household with denial reasons. I am hoping this is a good sign. I will post my results as soon as I find out.
If you get that message after your online app....just call their 800 # and they will go ahead and finish processing your app and approve/deny you....probably will approve though.
I am not a very patient person so I finally called them. Well they put me on hold and the lady came back and said she approved me for 2000.00 I am extremely happy, I was hoping for 5000.00 but I can not complain, 6 months ago my credit was shot now I am getting prime cards. I am gratefull for all the good advise on this board. I smell a citicard in my near future.
If you qualify for a GM card, chances are you may qualify for a Citi AA card. As for the GM card, call back right now and tell them you applied because you wanted to do a balance transfer and you would like them to reconsider you for an additional $2-3000. They will do this while you wait and give you an immediate yay or nay. I did this before activating my card and got an additional $2000.
Slight problem with telling them about a balance transfer. I have 0 balances on everything. Maybe I can tell them I am planning on a large purchase in the next 2 weeks and would like to use this card for that? Also, Citibank declined me in may, I am going to reapply after all my results on docs trick are in if I regain enough points. Citi always pulls experian on me.
