I called AT&T Universal Card customer service to find out any lower rates for my AT&T Universal Rewards Card. They told me that I qualified for 7.99% fixed for purchases and 4.99% for BT until paid off. Ron.
How long have you had the card and did they base it on a score or another reason. Mine is quite new and it is at 9.74% with 0% on transfer balances.
Re: 7.99% fixed AT&T Universal Rewa Diane, I have the card for over two and half yrs and recently I converted my account into Rewards Card. I think they gave me the rate based on the account payment history. They offer me 4.9% fixed on balance transfer until paid off. Ron.
Re: 7.99% fixed AT&T Universal Rewa Thanks. I called Citibank customer service to lower my rate for Citibank Dividend Platinum Card . They also gave me 7.99% fixed for purchases. Ron.