Whats the lowest score anyone had and still got a loan? What was on your credit reports and u still got a loan?
I have seen some here get a loan with a 550. They pay VERY high interest though. With the score you posted I suggest that you hang in there and get things straightened out before pondering a mortgage. Good luck to ya
i'm not sure what my scores are...471 was my score before i started disputing....alots come off. i'm not rushing into a house...just wondering, and dreaming of being a homeowner
I bought a house last year. Actually closed in Sept 22, 01. My scores were 565, 579, 584 with the bureaus. I paid 3 points to close, 97%LTV (3 % down) and my Mortgage interest rate is 8.3% I have since then worked on cleaning my credit and now my scores are Exp 699 TU 784 Equ 645 I am hoping to refinance next month at prime. Just waiting for one derog to fall off equifax report. Dan
The lowest score that I have been able to get someone a mortgage with is 503. There are lenders that will provide you with a mortgage as long as you have no lates on rent and can prove (by check or verification of rent with a property management company) it. Good luck in cleaning your credit. fla-tan
