EQ 45 days over?

Discussion in 'Credit Talk' started by whyspers, Aug 29, 2002.

  1. whyspers

    whyspers Well-Known Member

    Is it finished? I had two that hit 45 yesterday and they are still there today :( Was hoping this would hold on for another month...lol.


    Is it still working for anyone else?


    L
     
  2. Saar

    Saar Banned

    There's no exact 45-day rule. All depends on how may erasable softs you have left that precede the hards.


    Saar
     
  3. martig4

    martig4 Well-Known Member

    I have only four hard inquiries and all are over 45 days on EQ.

    The only bumpage I seem to get is Equifax entries and AR's.

    Are others still having hard inquiries deleted on EQ?
     
  4. GEORGE

    GEORGE Well-Known Member

    BUMPAGE works for me...although I have many days to go before I BUMP my only "HARD"...
     
  5. KHM

    KHM Well-Known Member

    My oldest soft is still on my report, but the amount of inquiries always gets less and less, I haven't sat down to analyze my reports, but roughly every 60-90 days hubby and I get a bump.
     
  6. GEORGE

    GEORGE Well-Known Member

    FROM BOTTOM UP...AR'S and PRM'S are skipped...

    AR'S and PRM'S...take one year.
     
  7. ohnostuck

    ohnostuck Well-Known Member

    My bumpage must be working different then everyone elses. Mine delete from the bottom of my report skipping only Equifax MTC (I think that is what it is) and AR's and PRM's the hards are going bye bye.
     
  8. ohnostuck

    ohnostuck Well-Known Member

    Yep
     
  9. whyspers

    whyspers Well-Known Member

    Then that's very strange because until these most recent inquiries...I had about 8 drop off within the 45 days. I try to pull twice a day, but at least once. I'm still hopeful, but am skeptical that its still going to work for me. Too good to be true...lol.


    L
     
  10. charlieslex

    charlieslex Well-Known Member

    I saw a post earlier in the week that someone had talked to an EQ CSR, and they had said effective September 1 CW wouldn't be showing the CW softs. Anyone else hear something to that effect? Charlie
     
  11. whyspers

    whyspers Well-Known Member

    OMG...I spoke too soon! I just pulled for the second time today and one of the two 7/15 inquiries fell off! Woooohoooooooo!!!!! Now...if this can just hold on another couple of weeks. I will *not* apply for anything until all of my cards are paid off!



    L
     
  12. GEORGE

    GEORGE Well-Known Member

    ?????????

    I DON'T KNOW...

    ISN'T SHOWING THE "SOFT" REQUIRED BY POLICY~~~OR LAW???

    IF BUMPAGE GOES BYE BYE~~~I CRY!!!
     
  13. gib

    gib Well-Known Member

    As of today it still works for me. Not exactly 45 days, but what the hey =) No point boost going from 2 down to 1.

    Gib
     
  14. LKH

    LKH Well-Known Member

    I must respectfully request that this be called by its' correct name = LKH's trick. Thank you.
     
  15. KHM

    KHM Well-Known Member

    LKH-
    Equifax owes you a debt of gratitude! I wonder how many people bought CW just to utilize your "trick"?? I know I spent $70 for and for hubby, and I never would have if it wasn't for your trick.
    Maybe you should send them a bill <g>
     
  16. GEORGE

    GEORGE Well-Known Member

    10% of everybody who signed up because of "BUMPAGE"...I'll take 20% of your 10%...

    :)
     
  17. LKH

    LKH Well-Known Member

    Fair enough. Now how are we going to collect?
     
  18. KHM

    KHM Well-Known Member

    I know this killer Collection Agency......
     
  19. GEORGE

    GEORGE Well-Known Member

    Send a bill to EQUIFAX...

    :)
     
  20. chargedoff

    chargedoff Well-Known Member

    whyspers,

    good that yours got bumped. I have been trying and they just stay there. I have 3 hard and 2 of them are already more than 45 days old. I have number of inquiries around 120 now and they keep growing every time I pull. But the inquiries are still there. I has been at least 3 weeks since I first reached 100.
     

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