This has been my week for good credit news which makes me really nervous about next week. I got my approval from BMW this week but more importantly, my tax lien fell off my EQ report. I had paid it off but it was still showing as unpaid. I gave them a month to fix it but after nothing, I challenged it. Well, this morning I ran my report and it's gone and that boosted my score by 31 points to exactly 700. For those who don't know, tax liens don't follow the usual 7 year rule. They fall off your report 7 years after you pay them, not 7 years after they're filed. An ugliness that keeps on giving. Now I have no baddies at all on EQ. I'm currently "blessed" with Cap1 and Providian but with that score and no baddies, I have to be eligible for something better. Any suggestions? I'd like someone who gives large CL's because I currently only have $6,900 with Providian and $2,700 with Cap 1. I realize that having large CL's is part of the FICO equation so I want to leverage this for a better score.
Hello Citibank! They usually give you a large limit if you can handle it. I also get the impression that Bank of America gives large limits.
Congrats! With respect to high limits, I got a BofA Plat last year and they only gave me a 7K limit. Fleet gave me a 10K limit last week.
I need to find someone who pulls Equifax and only Equifax. According to the millcbs.com site, B of A also pulls TU in Texas. Since Equifax is the only one that isn't showing the tax lien, I want to be certain that they pull that report.
