how can you tell by looking at a CR if it's a hard or soft pull...i see a lot of pulls on mine but it appears that there is no distinction btwn. them... thanks, kris
Which report? Equifax? AM, AR and PRM preceding the company name indicates its a soft. If only the company name and no preceding abbreviations, its a hard.
Kris, On Equifax anything that has Equifax in the name of the company is a soft pull. These are generally disclosures to you and are not seen by creditors. If you have CreditWatch go look at your score and if a negative reason is inquiries, you can click on the detail and it will tell you which inquiries are counting against you.
