Dispute Judgement

Discussion in 'Credit Talk' started by phxbbw6ft1, Aug 28, 2002.

  1. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    I have a judgement from 1997....$550....It's only on my EXP report.....should I dispute it? Does disputing a judgemnt work the same as disputing everything else?

    Thanks Me
     
  2. robin

    robin Well-Known Member

    Yes disputing a judgement does work the same way as diputing everything else. What are you waiting for? You gotta start somewhere, go ahead and dispute the judgement.
     
  3. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    Have you tried it? Or anyone else?
     
  4. robin

    robin Well-Known Member

    I had two public records deleted just last month that accounted for almost $7000 in debt. Try disputing if anything at all is inaccurate then they need to delete.
     
  5. thickman66

    thickman66 Well-Known Member

    Actually before you dispute that judgment, make sure that the address that is associated with the judgment is off of your exp. report.

    In other words, dispute the old address 1st which should be no problem and once they remove it, than go ahead and dispute the judgment itself.

    CRA usually verify @ least 2 pieces of info with judgments....name, social & address. Since the social is usually not listed on the judgement and the addresses will not match because you have had it deleted than the judgment shouldn't be verified leading to a deletion.

    Love Peace and hair grease

    Thickman66

    Exp: 633
    TU: 609
    Eq: 676{Items in dispute}
    Eloan: 647
     
  6. tracyb0313

    tracyb0313 Well-Known Member

    I had my judgement and tax lien disputed off all but EXP. I just sent in a procedural request to them yesterday, because I had the address deleted, and my SSN doesn't show up anywhere on the judgement. I'm hoping that they delete it, but at the very least mark it as paid, and it comes off in a year. In my proc. request, I modified it to say that they verified it as accurate twice, and it's absolutely inaccurate, so times up, no more verifying, only deleting. Probably won't work, but we can hope!
     
  7. suedan217

    suedan217 Well-Known Member

    Definitely dispute the judgment. I had a 2500.00 judgement that was disputed on EXP and TU, they both were deleted. I disputed with EFX today. And they said that I would know within 21 to 30 days. To tell you the truth was afraid to dispute. But all that does is waste your time because that is the logical place to start. Dispute as "not mine."
     
  8. lbrown59

    lbrown59 Well-Known Member

    Make sure its a valid judgment.
    LB 59
     
  9. phxbbw6ft1

    phxbbw6ft1 Well-Known Member


    What do u mean by valid?
     
  10. lbrown59

    lbrown59 Well-Known Member

    A lot of times there are errors or judgment is improperly served & it can be vacated

    BUDGET HOMES CO. >>
     
  11. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    but wouldn't just disputing it be easier?
     
  12. SCMomof5

    SCMomof5 Well-Known Member

    You can dispute it, but most often it will come back verified.

    I disputed judgment and it did not get deleted. I then filed a motion to have it vacated. It was granted. EX is the only one who hasn't deleted it yet.

    Next week, I file my lawsuit against EX.
     
  13. lbrown59

    lbrown59 Well-Known Member

    Maybe or maybe not.
    Are you looking to get it off your reports or off your back?

    Budget Homes Co.
    LB 59 owner
     
  14. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    off my report
     
  15. lbrown59

    lbrown59 Well-Known Member

    Just getting a judgment off the report will not make it go away.
     

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