I swear it is broken. I wonder if it is repairable? My score IS NOT MOVING. Both my Hubby and I have had 0 change in score. I have 1 collection his report is clean. I am down to 1 inq from 6 and he is down to 0 from 5 neither of us had ANY change.
There seems to be many broken scores around here lately...mine hasn't moved since June. Paid off 9K worth of debt, deleted 4 inquiries, and usage is at 17%...no freaking score change! I don't know what to do. Dani
About the same here Dani, although I didn't pay off a large debt (unless you consider a mortgage) I have appx 13k in cards and 3790 showing used (that is not accurate I am waiting for updating which will bring it to around 2800). What a joke.
lets see... 2 late pays are off my report i have paid off about 3k of credit etc score is same exact as it was 3 mos ago... 6/1 = 617 9/2 = 617 grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr
I haven't checked with Equifax, but my Privista score has also been at exactly the same for three months, and there has been some activity on my accounts, mainly one of them hit the magic year mark...which should have bumped it up a point or two. I assumed it was a Privista problem, but maybe it's not.
I'm not having problems with my equifax fico, it is my transunion that is giving me the blues. I have paid off some serious debt because one of the "reasons" that they give said I had high utilization. Now that I have paid down this debt, no change, although both Experian and Equifax have gone up.
Equifax Fico's score must be broke, because on Sept 1, my FICO was 699. The next day, it went up to 722, with NO changes. You tell me if something isn't wacky with it. Of course, I'm not complaining about the score increase, but it's still weird.
Mine has ranged from 685 to 714 Wife 685-741 CAPITAL ONE could be hurting us (CREDIT LIMIT N/A)...other than that...PAYING DOWN ALL DEBT WE CAN... All interest 0.00%-4.75% Everything above 4.75% PAID IN FULL. Only other thing could be closing too many accounts...
Now check this out this is WEIRD. My mortgage company called and said that they were going to pull another report today. I immediatly checked EQ and score was 663 AFTER the pull (immediatly it went UP to 680...hmmm
