If an auto insurance company pulls a hard inquiry on your report, is it still permissible even though you cancelled your policy w/ them over 3 years ago? State Farm pulled one on my brother's report just recently and listed "insurance underwritting" as the reason. George & Pae gave me helpful advice already about Allstate pulling my report...but I was just wondering if I could use the same approach on my brother's since he actually did have insurance w/ State Farm at one time. I've taken on the task of cleaning up my brother's reports as well as mine...I'm going to be VERY busy!
if he does not have a current account with them, then they have no permissable purpose, or did not recently apply for insurance with them, they have no permissable purpose