Anyone familiar with this card? https://www.pulaskibank.org Annual Percentage Rate for Purchases: 5.50% Other APRs: Cash Advance and Balance Transfer APR: 5% over The Wall Street Journal prime rate*. (9.75% as of January 15, 2002) Default APR: 18% on all balances**. Grace Period for Repayment of Balances for Purchases, Cash Advances and Balance Transfers: 25 days for purchases, but none for cash advances and balance transfers. Method of Computing the Balance for Purchases: Average daily balance method (including current transactions). Annual Fees: $35.00 for your VISA Classic Account or your Standard MasterCard Account. $50.00 for your Gold MasterCard Account. Minimum Finance Charge: $1.00 Transaction Fee for Purchases: NONE Transaction Fee for Cash Advances: All cash advances (excluding balance transfers)5% of the amount of the advance, but not less than $5.00, no more than $50.00. Other Fees: Late Payment Fee: $29.00 Over-the-Credit-Limit Fee: $29.00 Insufficient Check Fee: $29.00
I have a Pulaski card... Its the real thing... no gimmicks.. but they have strict requirements.. They verified everything on my application including employment and salary. I've been very pleased with them.. Good card with great rates.. only drawback is the $50 annual fee.. But I would still recommend them...
stockback chase mastercard 2.9% bt O fees MARK LA~~A.K.A. "UNLESS YOU'RE MARK LA" OATH - WILL NOT APPLY FOR 6 MONTHS... 174 DAYS TIL I CAN APPLY AGAIN! (NO LONGER FROZEN) AMEX BLUE 10.99%!!!!!! Copyright © "TOP TEN CREDIT ADDICT SIGNS"
They only grant up to 10K max thats crazy!Very few people will see their maximum credit limit from them reaching 10K.Mega Banks are more competive when it comes to balance transfer rates altough 9.75% isn't a bad rate but why pay that rate if you can get rates at 6% or lower?Makes economic sense to me when it comes to revolving any balances.
This is a great card if you don't have any existing credit card balances to transfer. If you are using it to finance a large purchase (e.g. computer, home improvement, etc.)... The bank is incorporated in Arkansas which has laws generally more favorable towards the consumer as opposed to the banks. I still highly recommend it if you have good credit.
Accoridng to http://www.pulaskibank.com/credit_card/terms_conditions.asp , the information posted isn't accurate anymore...unless I am missing something?
I didn't find a single entry for them on millcbs.com. Anyone know who they pull and what kind of scores they're looking for? (Or any other info about their underwriting priorities?) DemPooches
