I sent a CRR dispute to Equifax about my student loans that were marked as late and in forebearance. My results came back today saying that "THE PRIOR PAYING HISTORY HAS BEEN DELETED FROM THIS ACCOUNT" seems to me that it was updated to remove the 90 & 120 late pays that were on the 10 accounts. Yet when I pulled my score from myfico.com (just a few moments ago) it STILL reports them as being late. I dont get it. When I go to the Equifax site, and try to do an online dispute it does not show up as being able to dispute these as never late. WTF is going on??? How reliable is myfico.com? Is it possible that they sent the letter and put them back on the same day? HELLLLLLLLLLPPPPPPPPP!!!!!!!!!!!!
When you pull your report late in the evening and it dated as the next day, the score is still dated as the current day. Meaning the score hasn't updated yet. Try mid day tomorrow.
