In 1985, they charged off my account. Flash forward to 2002. Declined because of that charge off. I guess I'm black balled for life unless I become VERY rich.
can you pay the charge off? Because once it is paid and since it is not on any report you should be good.
Yes, Kbanger is right. Pay the chargeoff and wait about a year and you can open an account. I have 3 more months myself. But: On an old post someone said they applied for the Blue, got rejected for an old chargeoff, called them, got transferred to collections, paid the old amount, and was told to call back in 10 days, and got the Blue. By the way, I like the title of your post, because it is sooooooo true. Good luck..
There are a zillion credit cards in the big city....I don't NEED that one. If they can't get over it after 17 years, then I'll see who else will bite. Now I just need some of that good old fashioned bumpage to get the inquiry off my report!
Hi SCmomof5 - JR! I got an AMEX Green DURING a non-discharged CH 13 - but it was in the heyday of loose credit. At that time they still had secured Optima. They manually overrode the computer and issues my a card acct. FYI - I owed them an old "college days" balance of $1000. I paid the $1000, and worked with that Acct Mgr to make sure they were made whole - and at the same time, she told me she would give me a Green or a revolving card. I needed no pre-set limit. BUT - they won't even send me any upgrades to other cards. I expect in Oct 2003, when my reports fall clean, then they will be more flexible. they definitely helped my reports too! Overall, a strong win-win situation. aarrff - dogman
Hey BMW - get a Diners Card. I am sure you'll get it - today if you snap their site. aarrfff - dogman
