Tracking a CA

Discussion in 'Credit Talk' started by uniondiva, Sep 11, 2002.

  1. uniondiva

    uniondiva Well-Known Member

    This CA calls me at home yesterday about a "possible financial setttlement". The guy proceeds to ask me questions (which I refused to anwer) like where I worked , etc. Anyhow, I asked for the address so I can send them C&D letter and then he starts talking about judgments and garnishments,... he refuses to give me the address!!!

    When I get to work today, there is a message from this guy ( I guess he called there and didn't get me so he called me at home) with a phone number. I call the phone number to get the address and they wouldn't give it to me unless I gave them my name. I even told them I wanted the address to send a " payment". I was so PO'd i refused and still don't have the address.

    I tried reverse phone number look up and it didn't come up.... any ideas.... I guess I could just call back and give my name, but really wanted to avoid that.
     
  2. uniondiva

    uniondiva Well-Known Member

    I will try that, but I think they want to look up account info before they give the address!
     
  3. Mr Alan

    Mr Alan Well-Known Member

    Post the number here. Someone will know who it is.
     
  4. uniondiva

    uniondiva Well-Known Member

    THE PHONE NUMBER IS 708-868-5540. Any help is appreciated... thanks in advance
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Merchants Credit Service, (708) 868-5540, 5252 Hohman Ave, Hammond, IN 46320
     
  6. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Also found this:
    Excerpt from http://www.pabar.org/uplmtypical.shtml

    "2. Holding Out

    In addition to controlling an attorney, it has been held that collection agencies are engaged in the unauthorized practice of law when they hold themselves out, their agents, or their employees, as being qualified to practice law. This is reminiscent of activities prohibited on the part of claim adjustors and is rather self-explanatory. In American Auto Association v. Merrick, 73 App. D.C. 151, 117 F.2d 23 (1940), the court held that the giving of advice prior to the collection of a claim and discussions with the person from whom collection was attempted did not involve the practice of law and could be performed only by lawyers who possess the required skills. And, in State ex rel. Freebourn v. Merchants' Credit Service, 104 Mont. 76, 66 P.2d 337 (1937), overruled on other grounds in Rae v. Cameron, 112 Mont. 159, 114 P.2d 1060 (1941), a corporation engaged in the collection business was held to be unlawfully practicing law where, in solicitor claims, it advised creditors that it had in its employ attorneys-at-law who were retained to represent it whenever necessary, where its letterhead represented that it could garnish the wages and attach property, and where attorneys' fees were included in judgments taken by it in Justice Court."
     
  7. uniondiva

    uniondiva Well-Known Member

    thanks a lot!
     
  8. uniondiva

    uniondiva Well-Known Member

    BTW, can they threaten legal action ( garnishment and Judgement) while in the initial 30 day period?
     
  9. sassyinaz

    sassyinaz Well-Known Member

    Diva,

    They can't threaten you with any action they don't intend to take and/or can't take.

    During the initial 30-day period they are especially vulnerable to being overshadowing.

    Sassy

    BTW, I'd say refusing to provide an address is unfair and deceptive as well as unconscionable. What do your state laws say? Here they have to disclose.

    Did he include you mini-miranda rights in the conversation or is the time clock on for the 5 days?
     

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