Tu??????

TU? I thought this only worked on Equifax. How do you add softs to TU?

 

TU bumpage is alive and well. It doesn't work like Equifax, where you see immediate results.

Keep adding softs to the report and about once a week or so a few hard inquiries will disappear. There is no definitive pattern I've found other than whats listed here.

I've lost 8 hard inquiries in the last two weeks due to TU bumpage.

Keep watching it and let me know if you experience the same results.

 

how are you affording all those reports from tu? they don't have a subscription program, do they?

 

do you have to prove you were denied credit or do they just take your word for it?

 

I have been pulling my report every single day from TU. I just say I was denied credit, type in a creditor and a month/year that is recent and it works.

I have never seen any bumpage from TU tho. Maybe I need a whole lot more inqs before it occurs.

 

I'm always afraid they will come back someday and say you pulled 50 reports and were only entitled to 3, you owe us $450!

 

At this point I have 17 listed in the hard section (with 7 being TU Disclosure and 10 being hards). 22 Promos listed. 55 Account Reviews with 29 of those being "TRANS UNION SCORE" that were pulled by me. Just about all of those since the last week of July. I Guess I forget some days, but I do get it most days.

Also, I noticed today that I got an additional PROMO listed for June 2002 and one of my hards just got removed, but it was from 2 years 5 days ago. The hard was there on Wednesday for sure, I have them in an excel sheet I update each day I get the report.

I received bumpage from Equifax with a lot more requests (about 130) so I may have a while to go, wish there was an easier way to get these on TU, and I really have no idea if it really works, most people seem to say only hards that are REAL old drop off. I'll post if anything ever happends to the INQs on TU.

 

Don't give them more credit for accurate record keeping then they deserve.

 

Just put it on the spanking brand new PLATINUM VISA that you got b/c you were NOT denied b/c you had too many inquiries, lol.

 

I have about 65 or 70 in the consumer section and about 20 Consumer Disclosure and true hards in the "hard" section.

I have noticed that bumpage is from the bottom up on the hard section only and that each time I have lost the oldest four inquiries. It seems to update once a week. For me its every Thursday.

I'd like for others here to confirm my results to make sure I'm not seeing it for another reason, but I am definately losing hards less than six months old.

 

They can't even keep your file straight or avoid deleting inquiries that are allegedly "a matter of fact."

I've been pulling reports for over a year daily and even had my file reviewed by the famous Don at TU, they said nothing.

 

ok, i feel much better then.

 

Martig,

I just experienced bumpage today, but it only removed softs. They got rid of "transunion score" and "worthknowing" inqs only starting from the most recent. It looks like about 20 are gone. Did you experience this in the beginning also? Did they just start deleting "hards" for you? Thanks.

 

Today I had a bunch of softs removed, all from TU and WorthKnowing. I am not sure if they removed the last ones that were done or not. When I looked at it, it seemed to me they removed every duplicate inquiry for the same day. I kept track of every inquiry I did on what day. It appears they removed every time I did TU twice in the same day or WK on the same day, they left only one.

But who can be sure since they only put in the month in the soft section. Maybe it was coincedence and they did remove the latest 12 softs and not dups.

In any case, no hards got touched! Only softs from Sep-02.