My credit is shot because I lost my full-time position and now working part-time. I also filed for bk7 last year. How do I go about trying to fix all "the bad stuff"? Do I try to do it all one time or take each case one-by-one? I'm new, so be gentle....(help!)
Order all three reports (Equifax, Transunion, Experian) READ THE FAQ'S AND GLOSSARY UNTIL YOUR EYESOCKETS ARE SORE.
start off by reading the fAQ's a couple of times. follow some of the threads, especially those relating to your specific situation (like bk, or a specific creditor) then, when you are ready to dispute or validate, ask questions here. I strongly suggest spending a lot of time reading, then reading again. especially the fcra and fdcpa.
