If it has a $0. balance how/what would you pay? I think in that case the loan officer would ask you to write a letter of explanation.
sam1014 That should show as a paid chargeoff and depending on how old it is you may not need to do anything. fla-tan
YOu may want to check all 3 CR. I had a chargeoff of $0 on one CR. But another report ws reporting the actually chargeoff amount. So, it showed that I still owed.
