Did the bdd last week and got the 10-14 day message. I did not feel that I would be approved, they checked experian which is my worst report, 6 derogs.( real exp score 615) I just completed docs trick on 9/15 with 40+ deletions so I figured what the heck I will give it a shot. Just got my card today for silver, 2800 limit, my highest limit was household bank for 2000 so this is fine. Did not get any results on the gold yet. I am so excited!
That is so awesome...I can't wait until I get approved once again. I don't want to attempt until I get my scores above 620.
That is what I got with the citi for silver then bdd'd for gold at 5000 same score. Now I combined them and with increases the limit is 10000.
No bk, but 2 public records from 98, paid tax liens. The other 4 are paid charges offs from 2+ years ago.
11 positive accounts all zero balances. Most of them were from may of this year. About 4 accounts were from november 2001, secured cards.
congrats, that gives me hope. I got the "further Processing" message on Sunday and was takeing it as a polite kiss off. Maybe there is hope for me( but my ratio is higher right now because of a trip last mo)
I just called for the status on the gold card. Denied. I read something on this board a couple of months back saying the reps said denied but they still got the cards in the mail. So I will wait and see what happens, regardless, I am still thrilled to have this card.
Congrats, Wonder if they'd pull EX for me? At 730 and only paid tax liens, it should be worth something. If they pull EQ, however, I'd be dead!
Which card is the silver and which is the gold. The only gold I can find is gold aadvantage and nothing says silver on it. Also, what was bbd again? I tried doing a search but my comp keeps freezing.
I forgot to ask also since nobody at citibank knows. I have a paid chargeoff from citibank from 1999. How long do they blacklist you?
I did the BDD about 3 weeks ago and it worked using two browsers and submitting within 10 seconds of each other. I recieved the standard mail response. I called about a week later and said I was approved for both. The Gold is citiAA Gold and the Silver is actually just the basic card. When I finally got both in the mail on the same day, I called to activate and requested more credit. They asked how much. I said double on both, and do you pull another hard inquiry? She said no, it was soft and to call back within 4 hours for the response on the increases. I wanted to wait and see what my cl would be before combining the cards. I called back and my limits were doubled on both cards. The next day I noticed they did pull another hard. They used EQ and I had a 703 score both inquiries. I will wait to combine both cards, she said I could do it at anytime. I read somewhere on this board that the blacklist can last 5 or more years, but I'm not too sure, so you might want to do a search for yourself Good luck!
Is there a number to call about your status that is automated. I do not wanna talk to a rep as on this one I applied for my wife and of course they will not speak to me. Some ccs you can call in,type the ss#, and an automated message will say if you are accepted or not.
