i cannot beleive experian!!!

Discussion in 'Credit Talk' started by mayela, Sep 19, 2002.

  1. mayela

    mayela Member

    my experian score was reduced by 15 points
    even though my bankruptcy was deleted, 2 old collection accounts were paid off, those were the only bad items on my and i also paid off some of credit cards to a lower balance!!!! how can that be possible???
     
  2. Manequinne

    Manequinne Well-Known Member

    I betcha that BK was old and helping your score.

    Yes, I said helping because of the age.

    If you search for posts by George, you will see that he has named scoring a 'random number generator'.

    Sorry about the drop, but think of it like this, at least it is gone.......
     
  3. mayela

    mayela Member

    bump
     
  4. smogtek

    smogtek Well-Known Member

    Had the same problem with TU:

    Start = 612.
    Delete 3 = 595.
    Delete 3 more = 595.
    Delete 3 more = 618.
    Delete 5 more = don't know yet. Report's in the mail.

    Removal of the last derog could mean a 70-100 point jump for you. Don't give up!
     
  5. KHM

    KHM Well-Known Member

    Yep exactly what Manequinne said!!! Age matters more than negative or not, so it seems....
     

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