As I posted some time ago...I will not apply for another credit card until I am ready to apply for Amex Blue. Once I get this card, its going to be bye bye to all of my cards except Citi and Cap One. I figure three cards is a good round number...lol. At any rate...can someone please post the underwriting criteria for Blue? Thanks in advance! L
I got denied with a 682 and no derogs I thought someone posted that they didn't pay much attention to ratios, but I'd like to hear someone confirm that from experience before I apply. Also...are they anti new accounts? (ie if you have opened...oh...say five new accounts in the last nine months, will they hold that against you?) Thanks! L
They told me they wanted to see either 2 or 3 cc accts opened for at least 2 years and in perfect standing. They also don't like a lot of inquiries.
That makes sense...I have three that have been opened that long, but at the time I applied, they weren't. I had a lot of inquiries. The decline reasons were something like "excessive inquiries" and "length of credit history to short". Thanks! L
