Lost last inquiry...

Discussion in 'Credit Talk' started by whyspers, Sep 29, 2002.

  1. whyspers

    whyspers Well-Known Member

    on Equifax and didn't get any type of score increase. Usually I've noticed it updates the score right away...or maybe its just updated by the time I've pulled it. Anyone get an increase when they went to 0 inquiries?

    L
     
  2. DemPooches

    DemPooches Well-Known Member

    Haven't gotten to zero yet. BUT when I went from 4 on the report to 3 on the report, the FICO page still listed all 4. Even though one of them was no longer on the EQ report itself.

    The next day the report showed 3, the FICO page list went down to 3 and I got a 7 point bump.

    Got no further bump when the list went to 2 or 1. (And won't make it to zero yet...we're going to try one more round now.)

    FWIW

    DemPooches
     
  3. whyspers

    whyspers Well-Known Member

    I got a score bump for each inquiry I lost until this last one. Guess I will know for sure by the time I pull tomorrow, but I was hoping for at least 8-10 points on it :(


    L
     
  4. christi523

    christi523 Well-Known Member

    I thought FICO states that 1 inquiry has no affect on your score?

    I read this recently on the CW website.
     
  5. Mist

    Mist Well-Known Member

    You think that's bad.

    I paid off a $200,000 mortgage in 15yrs. Last payment was July. Score went down because Mort Co updated records wrong. That got straightened out after a dispute and now my score is exactly what it was before. No increase for paying off mortgage. FICO!!!! Some system!!!!
     
  6. GEORGE

    GEORGE Well-Known Member

    My score is stuck...AGAIN!!!
     

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