Hi Everyone, I just wanted to mention I was approved for an auto loan (through a car dealer) for $27,000 on a 2002 jeep Grand Cherokee. They pulled my WORST report (Experian) very low 500's but I still got 12.95%. The funny part is that I was also approved from ELOAN as well - and they would loan me me $30,200 for that car (same rate though) I'm very happy - and I have all of you to thank for this. -Sal
Dogman, Yeah I am thrilled - they make these machines so nice now. Mine has most of the options including quadratrac slip sensitive 4 wheel drive with the V8. I already drove this thing up to the Santa Cruz hills here in california and it pulls strong and effortlessly without downshifting. BTW the color is dark grey metallic/grey interior. -Sal
Congratulations. Not to be nosy but what sorts of derogs are pulling your score down? I'm just curious because I'm at 553 and am in need of a car as well.
Sal Congrats, i still have not achieved any financing for the suburban. Scores are EQ 488, EX 606 and TU 564, no auto loan ever. All reports have many derogs
Hey, kbanger - Maybe you should consider a Jeep instead of a Suburban. I just got one with low scores at 3.9%, now another proud Jeep owner. It might just be a whole lot easier being begged to buy a Jeep, instead of you begging for the Chevy. Besides, Jeeps ARE the best vechicles out there! Anna IT'S A JEEP THING!
Timmyq, My derrogs stem mainly from nasty old school loans (some now in rehab - my experian actually dropped about 100 points AFTER I started rehab) but for some strange reason I have been aquiring credit reasonably well lately. Kbanger - NEVER SAY NEVER. I think your scores are good enough to get an auto loan (with a few dollars down) Let me let you in on a little secret (not really a secret anymore though) Try ELOAN - they pull EQUIFAX if you havent already.......BUT FIRST put all your negatives in dispute, wait a day then apply via ELOAN - I bet you get approved for the loan. -Sal
Any of you having trouble financing your car try Americredit - The dealer just got my rate lowerd to 11.43% by going through them. -Sal
well I applied to household and american general, the wife unknown to me applies online with a dealer. so now there are 3 inquires on equifax! We have 10k for down payment, but 4 inquires????
