I've been denied left and right because of late payments last year and an old Fingerhut acct I cannot get rid of. Every time I apply online for anything, they say "Processing your credit card request. We'll mail you a letter within 7-10 days." It's happened like 5 times this year. Since I've been cleaning up my credit, I've been getting credit card offers from Conn's (dept store) and Household Bank. I was like, what the hell, and applied for Household. They said they would process it and I can call back within a few days. I called back within 2 days, and they said I was approved for $300 (18.9%). I was shocked because I haven't gotten an unsecured card in a loooong time. I already got the card. I then decided to apply for Zales store and I got an online approval for $600! This is the first ever I've gotten approved online. Its through citibank. Finally, after a yearlong journey of cleaning credit. Janet TU 599 EXP 580 EQ 629
That's great Janet! No doubt those new positive tradelines are going to be a big help. Congratulations! DemPooches
Janet, Way to Go! Now just pay those accounts on time and eventually you will go on to bigger and better things!!
Congrats! Just a little over a year ago I thought a $500 approval was great. Since joining Creditnet and improving my reports I'm getting limits more in the $5000 range now. Keep up the good work and you'll get higher limits and better terms.
Nice job, your on your way. Now if you keep ontop of those accounts you will see your scores steadily increase. -Sal
congrats. hey b-down how are you getting the 5k offers. I cannot get anything big except I talked mbna into a 5k for a bt of a loan.