Finally approved for something!!

Discussion in 'Credit Talk' started by Janet, Sep 30, 2002.

  1. Janet

    Janet Well-Known Member

    I've been denied left and right because of late payments last year and an old Fingerhut acct I cannot get rid of.
    Every time I apply online for anything, they say "Processing your credit card request. We'll mail you a letter within 7-10 days." It's happened like 5 times this year.
    Since I've been cleaning up my credit, I've been getting credit card offers from Conn's (dept store) and Household Bank. I was like, what the hell, and applied for Household. They said they would process it and I can call back within a few days. I called back within 2 days, and they said I was approved for $300 (18.9%). I was shocked because I haven't gotten an unsecured card in a loooong time. I already got the card.
    I then decided to apply for Zales store and I got an online approval for $600! This is the first ever I've gotten approved online. Its through citibank.
    Finally, after a yearlong journey of cleaning credit.

    Janet

    TU 599
    EXP 580
    EQ 629
     
  2. breeze

    breeze Well-Known Member

    Congratulations!!
     
  3. DemPooches

    DemPooches Well-Known Member

    That's great Janet! No doubt those new positive tradelines are going to be a big help.

    Congratulations!

    DemPooches
     
  4. christi523

    christi523 Well-Known Member

    Janet,

    Way to Go! Now just pay those accounts on time and eventually you will go on to bigger and better things!!
     
  5. B-Down

    B-Down Well-Known Member

    Congrats! Just a little over a year ago I thought a $500 approval was great. Since joining Creditnet and improving my reports I'm getting limits more in the $5000 range now. Keep up the good work and you'll get higher limits and better terms.
     
  6. sirrowan

    sirrowan Well-Known Member

    Congratulations! I can't wait to be in your shoes.
     
  7. UNLV34

    UNLV34 Well-Known Member

    Congrats Janet!!!!

    Hopefully I will be there by the end of the year.

    UNLV34
     
  8. dimples1

    dimples1 Well-Known Member

    I am looking forward to that day as well.........Congrats.!!!
     
  9. sal826

    sal826 Well-Known Member

    Nice job, your on your way. Now if you keep ontop of those accounts you will see your scores steadily increase.




    -Sal
     
  10. jrjr35

    jrjr35 Well-Known Member

    congratulations.
     
  11. picantel

    picantel Well-Known Member

    congrats. hey b-down how are you getting the 5k offers. I cannot get anything big except I talked mbna into a 5k for a bt of a loan.
     

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