experian does dispute inquiries

Discussion in 'Credit Talk' started by picantel, Oct 2, 2002.

  1. picantel

    picantel Well-Known Member

    Ok we all know experian says they do not do inquiries. I have been told that for 2 months. Last week I faxed consumer special services a letter stating all 62 of their FCRA violations. Some of those were not investigating inquiries. I even had one of the companies that pulled it by accident contact experian and experian refused to remove it. This will look very nice in court for them- not. Today I get a letter stating that if I want to dispute the inquiries I must provide a reason why which means they can investigate them. I faxed back with my final 24 hour intent to sue stating 2 months ago I tried to dispute and was refused so their 30 days were up a month ago. I have been blown off everytime I call. I sent a week notices of sueing them, a 48 hour notice, and a 24 hour notice. Experian likes to use the clerical error defense so this covers that as I have documented everything well. At noon tomorrow I file using the money I got from sueing the collection agency.
     
  2. Manequinne

    Manequinne Well-Known Member

    Hey,

    Someone previously posted, 'why can't they make it easy, save money, and just do their job (delete, dispute, etc)?
    This isn't word for word ;-)

    I really wish you luck.
     
  3. tracyb0313

    tracyb0313 Well-Known Member

    Hey, you have a fax number for Experian? How'd you get it?? I had one that I used, but they never got it. will you share?
     
  4. picantel

    picantel Well-Known Member

    Sure this board is for sharing. However, are you elite enough to receive this info?(old joke)

    Fax #(972) 390-1680
    Half my stuff is in my new house and half in my old house so if you need more numbers I can get them tomorrow. That is one of the numbers to consumer special services. There are others

    On another hand, I wrote to mr. cooke with capital one but this time he is ignoring me. Does anyone have a phone # I can call over to? thanks
     
  5. KHM

    KHM Well-Known Member

    Mr. Cooke-
    1-800-955-1455
     
  6. tracyb0313

    tracyb0313 Well-Known Member

    Thanks! I'll fax out a letter tonight!! Oh and, I got it (I wasn't elite enough back then, but I'm working on it! LOL)!!!
     
  7. GEORGE

    GEORGE Well-Known Member

    I THINK THE "ELITE" CLUB WAS FOR <200 POSTS...

    :)
     
  8. tracyb0313

    tracyb0313 Well-Known Member

    Yes George, but didn't he have less than 100? LOL That makes me WAY elite! Who needed him anyway?
     
  9. annie

    annie Well-Known Member

    Well George,

    I guess I have to get posting to make the Elite Club.
     

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