THEY SUCK!!! Let me find my info on them, but they are SCUM. They called me at least 3 times a day and would cuss and scream. I did not know my rights at the time. They were who I was dealing with when I found CreditNet. Those losers had me crying. It is pretty sad that there are many out there that do not know their rights and are still letting them get away with it. BTW- The second I sent them an estoppal letter they dropped my collection. MONTHS of these jerks and all I had to do was use a fill in the blank letter. Here is a link with the address for them. http://www.budhibbs.com/agencydetails.asp?ID=15