Is there a general rule about what kind of balance/credit limit ratio you should maintain to receive the best possible score for an account I have heard that, as a general rule, your outstanding balance should not exceed 75% of what your credit limit is.
And don't go near the limit on any single card. I have a new revolving loc. How do you think the idiots reported it? They reported the usage and limit as the same amount. I lost 32 pts. I made a 50% payment and disputed the amount owed. In 9 days, Equifax claims it was verified as is. I pd. it in full yesterday and have written an email to Robin Holland. It gets fixed now!!