I have tried everything to get CitiBank and Capital One charge offs removed from my credit. They just keep verifying. Has anyone ever had any luck with trying to rehab a credit card. I know it isn't the same as with a student loan but the credit card companies would be getting their money which would otherwise be uncollectable.
Have you tried to dispute with the OC directly? I've heard that Cap 1 will ignore the letters. I am about to try Cap 1 myself. There was a post a couple of weeks ago that someone had Cap1/Providian phone #'s for someone that had helped them. It sounded like they were getting a great deal. It wasn't Cooke. Charlie
