no instant approval for me. =( I'm wondering who they are going to pull. I'm down to no inq. in EQ, and one on TU. My scores are really going to nosedive if I get it, I'm afraid. I have a providian from May, Best Buy and Cit from august and September. I shouldn't have done it!! I can't apply anymore until we get a mortgage. If I get this card, how long after it shows up til my scores go back up? 6 months. We apply for a mortgage in 3 months. What a dope I am!!!
I wouldn't worry about what your scores will do for applying. Are you trying to go FHA? FHA is not score driven. I think you will be fine. You can't have many negatives with scores over 700. With so many people applying now the mortgage bankers are lowering their score standards. In the long run that is a bad mistake. There will be alot of foreclosures coming up. I know that in parts of Texas they are having record foreclosures. Charlie
called today. approved for $4500., they checked TU. I'll BT the rest of my cards, so I'll have 3 empty, 2 I pay on. I'll add dh to an empty one to help his scores!!
