I've had Providian on my CR since 3/99 I owe like almost $800. I started getting letters from RMA a couple months ago. They are also now on my CR to. I week ago I received an Settlement offer. In the amount of $400. I have a couple questions... 1. If RMA is reporting on my CR is Provian allowed to still be on there? How do I get them off, I've disputed with CRA's and only managed to get them off one report in the past. How can I get them off now? 2. What should I do about this settlement offer? I'd pay, But I want them to delete themselves off my CR. How do I go about doing that? Thanks so much for the help...ME
Dont accept ANY offer from RMA! Send them a validation letter..make them prove their right to collect this debt and prove that you owe this debt. Look in the letters section for a sample of a validation letter.
Yes I have..and Yes they are! I had an tradeline from RMA on my EQ report. I sent several validation request, estoppel, and intent to sue. They never responded to any of my letters. All the while, I was disputing with EQ and it was finally deleting. good luck
Javan, what finally turned the corner with EUI on the RMA account? I am currently in the same place with the wife's account?
