Need help with positive trades...

Discussion in 'Credit Talk' started by phxbbw6ft1, Oct 13, 2002.

  1. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    All I have as a positive tradeline is a $200 secured card from Cap 1......Should I try for something else? If so what? Or should I wait until my credit reports are *Sparkling* :)

    ME
     
  2. LKH

    LKH Well-Known Member

    You need to add some credit so it ages while you are cleaning up. Try something like Orchard Bank or maybe even another secured card. Secured cards don't show as secured on reports so it doesn't matter. Below is a list I found of secured cards.



    Program Name
    A.P.R.
    Annual Fee
    DPST/INT
    Telephone Number

    Amalgamated MasterCard x15.75% $50.00 $500/4.00% 800-365-6464

    Amalgamated Gold MasterCard x12.25% $50.00 $5000/4.00% 800-365-6464

    American Pacific Bank x17.40% $35.00 $400/2.50% 800-610-1201

    Associates National Bank 19.50% $25.00 $300/4.50% 800-884-1832

    Bank One Arizona 19.99% $35.00 $250/4.00% 800-544-4110

    California Commerce Bank 17.00% $35.00 $300/2.25% 800-222-1234

    Capital One x19.80% $29.00 $99/Varies 800-445-4413

    Chase (USA) 17.90% $35.00 $300/2.50% 800-482-4273

    Citicorp 17.15% $20.00 $300/4.07% 800-743-1332

    European American Bank x18.50% $20.00 $500/Varies 800-941-8340

    First Consumers Natl Bank 18.90% $39.00 $100/2.13% 800-876-3262

    First Natl Bank Brookings x19.80% $35.00 $250/Varies 800-658-3660

    First Omni Bank x19.80% $18.00 $500/Varies 800-441-8026

    First Premier Bank x16.90% $45.00* $1000/2.50% 800-987-5521

    First Premier Bank x18.90% $45.00* $400/None 800-987-5521

    FirstMerit Corporation *14.65% $10.00 $300/Varies 888-554-4362

    Key Bank and Trust x19.40% $35.00 $350/Varies 800-840-5577

    Marine Midland x19.80% $35.00 $300/Varies 800-962-7463

    Orchard Bank 17.90% $45.00 $200/Varies 800-488-2720

    Orchard Bank 18.90% $35.00 $200/2.00% 800-488-2720

    United National Bank x17.50% $30.00* $300/Varies 800-937-4600
     
  3. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    LKH
    Thanks so much for posting that list to me!

    Thanks, ME
     

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