just got tu report 586

Discussion in 'Credit Talk' started by opie, Oct 11, 2002.

  1. opie

    opie Active Member

    i have 2 judgements , a repo that shows paid or paying as agreed (closed). and my credit card
    that is in good standing.

    the repo is over 7 years old so so that should come off. 2 judgements have been paid off 1 year ago and 5 years ago.

    i dont understand why my score is so low i dont owe a dime to anybody. ok im dont ranting
     
  2. tedfran

    tedfran Well-Known Member

    What are your positive tradelines?
     
  3. opie

    opie Active Member

    my secured household mc for 250$.
    had it 8 months, i just got a pre-approved from eddie bauer so i guess i beeter send that in, better than nothing i suppose.
     
  4. lbrown59

    lbrown59 Well-Known Member

    The repo is over 7 years old so that should come off. 2 judgments have been paid off 1 year ago and 5 years ago.
    Opie
    =============
    With 2 judgments and a repo. and you don't understand your low score.
     
  5. uniondiva

    uniondiva Well-Known Member

    Even though you" technically" don't owe anybody. the judgements and the repo are really hurting your scores. I would dispute all three as " not mine" with the CRA's and wait and see what happens. I bet that the repo comes off and there is a good chance the judgements will too!
     
  6. opie

    opie Active Member

    brown59 i understand just let me rant.

    union diva thanks im waiting for chod and letting them fly.
     
  7. lbrown59

    lbrown59 Well-Known Member

    Be my guest .
    I do my share of it.
     
  8. tracyb0313

    tracyb0313 Well-Known Member

    while you are waiting, try disputing your old addresses off your reports. It'll make your disputes easier.
     

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