i have 2 judgements , a repo that shows paid or paying as agreed (closed). and my credit card that is in good standing. the repo is over 7 years old so so that should come off. 2 judgements have been paid off 1 year ago and 5 years ago. i dont understand why my score is so low i dont owe a dime to anybody. ok im dont ranting
my secured household mc for 250$. had it 8 months, i just got a pre-approved from eddie bauer so i guess i beeter send that in, better than nothing i suppose.
The repo is over 7 years old so that should come off. 2 judgments have been paid off 1 year ago and 5 years ago. Opie ============= With 2 judgments and a repo. and you don't understand your low score.
Even though you" technically" don't owe anybody. the judgements and the repo are really hurting your scores. I would dispute all three as " not mine" with the CRA's and wait and see what happens. I bet that the repo comes off and there is a good chance the judgements will too!
while you are waiting, try disputing your old addresses off your reports. It'll make your disputes easier.
